Joe Pannkuk

Branch Manager
NMLS ID# 248279

7700 145th St West, Suite B
Apple Valley, MN 55124
Branch NMLS# 1167579
Office: 612-562-6411
Mobile: 612-730-9131
Fax: 651-846-6510

Welcome to my online home, and congratulations on taking the first step in realizing your home ownership goals. I greatly look forward to putting my expertise and mortgage services to work for you!

We are confident that we are the lending relationship you are looking for because at AMEC Home Loans, we invest in what really matters…PEOPLE. 

When you are ready to start your home loan process, click my Apply Now link to begin the conversation.


“Very efficient service that kept me updated every step of the way. We had a very short window to our closing date and finished it.”

-Kevin J.West St. Paul, MNhttps://

Joe and his team were awesome! The process was quick and I was kept well informed each step of the way.

-Kaia H.https://